Voluntary Benefits

Group Accident, Critical Illness, and Hospital Indemnity insurance plans are offered through The Standard to help fill important financial gaps.

Accident Insurance

Accidents happen and can be expensive. Even with medical coverage, additional expenses can add up quickly. Accident insurance is an extra layer of protection that pays a lump-sum benefit directly to you when you suffer an unexpected qualifying accident—whether minor or catastrophic. You can use the money to cover any extra, out-of-pocket expenses associated with your injury. Note that you are not required to provide a statement of health when you enroll for Accident Insurance.

Critical illness insurance provides lump-sum payments if you, your spouse, or dependent is diagnosed with a covered critical condition—such as cancer, heart attack or stroke. The policy is designed to assist with the cost of treating and recovering from serious conditions requiring expensive treatment and procedures by paying for costs not covered by the medical plan.

Hospital indemnity insurance is designed to pay for the costs of a hospital admission that may not be covered by other insurance, such as deductibles and coinsurance. The plan provides you with a direct benefit, regardless of treatment costs or other insurance coverage.

2025 Voluntary Benefits Employee Payroll Contributions

2025 employee payroll contributions for Accident, Critical Illness and Hospital Indemnity Insurance are available on the ADP website when you enroll or make changes.

Ready to enroll?

Log on to your ADP Workforce Now account to elect your benefits if you’re newly hired, during the annual Open Enrollment period or if you experience a qualifying life event.
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